Seeds Fincap Pvt. Ltd. is more than just a financial institution; we are a catalyst for growth, dedicated to unlocking the true potential of India's Micro, Small, and Medium Enterprises (MSMEs). Based in Gurugram, our mission is to serve 1 million MSMEs this decade, equipping them with the financial strength to thrive, expand, and transform the Indian economy.
Despite contributing 28% of GDP and 45% to industrial production, MSMEs face a major credit gap—with 80% of needs unmet by traditional lenders. We are here to change that.
We make credit hassle‑free, accessible, and fully digital. Our cashless loan disbursement sends funds directly to client bank accounts, with transparent EMI repayments via NACH, UPI, and other digital modes. No paperwork, no hidden costs—just efficient, tailored financial solutions.
Committed to financial inclusion, we support entrepreneurs in Tier 2, Tier 3, and rural areas— from small traders to dairy entrepreneurs—with customised business loans and no collateral burden.
Operating in 130 branches across 8 states including Haryana, MP, Punjab, Gujarat, Rajasthan, UP, Bihar, and Uttarakhand, we’re expanding towards Punjab, Himachal Pradesh, and beyond—aiming to serve every aspiring entrepreneur.
Led by a diversified BFSI leadership team, we offer more than funds: robust risk management, technology‑driven solutions, and a customer‑first approach—ensuring every entrepreneur can grow and contribute to India’s progress.
At Seeds Fincap, we don’t just finance businesses—we empower dreams.
Your Growth Partner. Your Success Story.
Seeds Fincap Pvt. Ltd. is committed to fueling the growth of India’s Micro, Small, and Medium Enterprises (MSMEs), which play a crucial role in driving the nation’s economic development. With a goal to serve a million MSMEs in this decade, we aim to empower underserved entrepreneurs, particularly in Tier II, III, and IV cities, where access to formal financial services is limited or non-existent.
