Every powerful journey begins with a daring first step. For us, it was the dream of creating a new kind of financial institution—one that understands, empowers, and grows with India’s micro and small enterprises.
Founded by Subash Acharya and Avishek Sarkar, Seeds Fincap set out with a bold vision: to build a technology-first, customer-obsessed, and impact-driven NBFC.
From securing our RBI license to launching amid the uncertainties of a pandemic, our journey has been one of resilience, innovation, and deep conviction.
In just our first year, we raised ₹50+ crore from 15 esteemed lenders and introduced a 100% digital and cashless collection system—a rare feat in the MSME lending landscape.
But we are more than lenders. We are partners in progress—leveraging AI, big data, and ground-level insight to design customized products that grow with our customers.
We cater to a powerful yet underserved segment: businesses too large for microfinance, too small for traditional banking, yet vital to India’s economy.
At the heart of our success is our people. With a culture that values performance, learning, and innovation, we are creating a workplace where ambition thrives and impact is celebrated.
Seeds Fincap is not just a company—it’s a movement. A movement to unlock potential, fuel enterprise, shape the future of inclusive growth, and most importantly, to keep Empowering Dreams.
Here’s a visual walkthrough of the growth, experiences and transformation that have taken place over the last decade and more.
Seeds Fincap Pvt. Ltd. is committed to fueling the growth of India’s Micro, Small, and Medium Enterprises (MSMEs), which play a crucial role in driving the nation’s economic development. With a goal to serve a million MSMEs in this decade, we aim to empower underserved entrepreneurs, particularly in Tier II, III, and IV cities, where access to formal financial services is limited or non-existent.
