Client Stories

Seeds of Success: "Stories from Our Clients"

At Seeds Fincap, we believe that every entrepreneur’s journey is unique and worth celebrating. Our mission has always been to empower small business owners, farmers, artisans, and visionaries by providing them with accessible financial solutions and the support they need to grow. Over the years, we’ve had the privilege of working alongside inspiring individuals from diverse backgrounds – each overcoming challenges, taking bold steps, and turning dreams into reality.

These success stories are more than just milestones; they reflect the trust our clients place in us and the positive changes that responsible financing can bring to lives, families, and communities. We are proud to share their journeys, not only to honor their achievements but also to inspire others who aspire to create their own path to success.

Our Success Stories

Shri. Sanjay Arora
Shri. Sanjay Arora
"Electronic King of Palwal"

Shri. Sanjay Arora, a successful entrepreneur from Palwal, Haryana, has been running his electronic store for over 20 years...

Shri. Gopal Das
Shri. Gopal Das
"Making Life Easy"

A humble Kirana store owner in Rewari overcame supply issues and grew with SEEDS support.

Shri. Nitin Kashyap
Shri. Nitin Kashyap
"Transforming Lives with Technology"

Nitin, a tech entrepreneur from Delhi, leveraged SEEDS support to scale his startup and reach new heights.

Smt. Omwati Devi
Smt. Omwati Devi
"Empowering Women through Skill Development"

From a small shop owner to a successful general store and vegetable seller with SEEDS financing.

Smt. Bhuri Devi
Smt. Bhuri Devi
"Woven Dreams"

A weaver from Uttar Pradesh modernized her loom business with SEEDS support.

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Frequently asked questions (FAQs)

Seeds Fincap Pvt Ltd is a Non-Banking Financial Company (NBFC) dedicated to driving
financial inclusion by offering tailored business loans that empower entrepreneurs from
all walks of life. With a strong presence across 130 branches in 8 states and over
60,000 active clients, we are committed to fueling aspirations and strengthening local
economies.

Our mission is to empower micro, small, and medium enterprises (MSMEs) by providing
accessible and responsible financial solutions to support their businesses.

Seeds Fincap has a strong presence in Rajasthan, Bihar, Uttar Pradesh,
Uttarakhand, Haryana, Madhya Pradesh, Punjab, and Gujarat.

We offer a diverse range of financial products tailored to meet the needs of
entrepreneurs:
 Unsecured Individual Loans: Samvardhan Loan
o Purpose: Designed for individuals engaged in trading, manufacturing,
production, services, and the dairy industry on a micro or small scale.
o Loan Amount: ₹50,000 to ₹2 lakhs.
o Eligibility: Entrepreneurs with a minimum of three years of experience in
their respective businesses.
o Tenure: 2 to 3 years.
o Repayment: Easy monthly repayments through the National Automated
Clearing House (NACH).

 Secured Individual Loans: Samridhi Loan
o Purpose: For entrepreneurs seeking higher loan amounts for business
expansion or other capital requirements.
o Loan Amount: ₹2 lakhs to ₹10 lakhs.

o Eligibility: Entrepreneurs with a minimum of three years of experience in
their respective businesses.
o Security: Loans are secured against property.
o Tenure: 2 to 5 years.
o Repayment: Easy monthly repayments through NACH.
 Consumer Durable Loans
o Purpose: Facilitates the purchase of home appliances through online
platforms.
o Features: Offers the convenience of doorstep delivery and flexible
EMIs for repayment.

To be eligible for a loan, you must:
 Be an Indian citizen aged between 21 to 60 years.
 Own and operate a small business with a minimum of three years in the same
line of business and location.
 Have a stable income and repayment capacity.

To be the most preferred and trusted financial service partner for micro, small and medium enterprises.

Seeds Fincap Pvt. Ltd. is committed to fueling the growth of India’s Micro, Small, and Medium Enterprises (MSMEs), which play a crucial role in driving the nation’s economic development. With a goal to serve a million MSMEs in this decade, we aim to empower underserved entrepreneurs, particularly in Tier II, III, and IV cities, where access to formal financial services is limited or non-existent.

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